Hua Hin Map
A new website offering Google's map technology and accurately marked accommodation, shops, services, bars, restaurants, golf courses and property. Don't get lost and take a look at the Hua Hin Map
Hua Hin Info
More information on the Hua Hin area can be found on these websites:
Tourism Hua Hin: tourist and travel info and guides
Hua Hin Expat: the town's first and original expat website.
Hua Hin Business Directory: free listings for Hua Hin companies.
Hua Hin Classifieds: free online classifieds for Hua Hin.
July 2008: HHAD welcomes new accommodation partners Ghouse, SeaJays and Leeya along with Stefano's offering fine Italian cuisine. We have also been notified of a new Thai forum and information site for the area: ยินดีต้อนรับสู่ หัวหินฟอร์ยู เว็บไซต์ของเราเป็นเว็บไซต์แรกที่ให้ข้อมูลเป็นภาษาไทย และ เว็บบอร์ดสำหรับเมืองหัวหิน » www.huahin4u.com

motor vehicle insurance...

 
Post new topic   Reply to topic    HHAD Hua Hin Forum Index -> Legal, Visa, Finances & Employment
View previous topic :: View next topic  
Author Message
rockandrollnomad
Rookie
Rookie


Joined: 13 Feb 2007
Posts: 24
Location: Cha (th) am, Kentburi...

PostPosted: Sat Feb 17, 2007 4:24 pm    Post subject: motor vehicle insurance... Reply with quote

Being relatively new to Thai traffic laws and regulations and also vehicle ownership I am looking for some genuine advise from one or two of you 'old soldiers'. I am looking to purchase a second hand car on my next trip to Thailand. I realise as a farang I cannot register this vehicle in my own name unless I have some sort of residency or limited company here. I was thinking of registering said vehicle in my Thai girlfriends name. (whom I trust implicitly) My point is can I then insure the car in my name ?
as my girlfriend cannot drive. Thank you in advance for your co-operation.
Cheers Cheers Cheers Nomad xxx
Back to top
View user's profile Send private message
STEVE G
Legend
Legend


Joined: 03 Apr 2006
Posts: 2279
Location: HUA HIN/EUROPE

PostPosted: Sat Feb 17, 2007 7:43 pm    Post subject: Reply with quote

Rockandrollnomad, I found myself in the same boat, I had the truck insured in my partner’s name, but then I found out that the insured has to hold a driving license for this to be valid. I was told that you can’t put the insurance in your name, but I don’t know if this applies to all companies.
I got around the problem by getting my partner a driving license; this took five mornings of instruction and a test, all for 3000 baht, and she hasn’t driven since.
Back to top
View user's profile Send private message
prcscct
Legend
Legend


Joined: 23 Mar 2004
Posts: 2792
Location: The 100 acre beer bar.

PostPosted: Sat Feb 17, 2007 8:17 pm    Post subject: Reply with quote

Steve, just take off the front left and right rear wheels and call it a motorcycle.... : Shocked laugh Pete Cheers
Back to top
View user's profile Send private message
malcolminthemiddle
Specialist
Specialist


Joined: 05 Mar 2005
Posts: 192
Location: Here,there and everywhere

PostPosted: Sat Feb 17, 2007 8:30 pm    Post subject: Reply with quote

I pay around Baht 24,000 per year for private, fully comprehensive insurance, any driver, on my Toyota Vigo which is registered in my wifes name.

To comply with Thai law I understand I only need the mandatory government issued porlorbor 3rd party insurance which costs around Baht 800 per annum and is registered to the vehicle not the owner of the vehicle.
Back to top
View user's profile Send private message
Nereus
Professional
Professional


Joined: 02 Jan 2007
Posts: 441
Location: Hua Hin

PostPosted: Sat Feb 17, 2007 9:02 pm    Post subject: Re: motor vehicle insurance... Reply with quote

rockandrollnomad wrote:
Being relatively new to Thai traffic laws and regulations and also vehicle ownership I am looking for some genuine advise from one or two of you 'old soldiers'. I am looking to purchase a second hand car on my next trip to Thailand. I realise as a farang I cannot register this vehicle in my own name unless I have some sort of residency or limited company here. I was thinking of registering said vehicle in my Thai girlfriends name. (whom I trust implicitly) My point is can I then insure the car in my name ?
as my girlfriend cannot drive. Thank you in advance for your co-operation.
Cheers Cheers Cheers Nomad xxx


You can buy, register and insure a car in your own name, but there are some stipulations, one of which you need some form of non-immigrant visa--multi entry, retirement etc, or business. You also need a certified copy of your address to register it in your name.

There are three levels of insurance, apart from the compulsory government requirement, 1st, 2nd and 3rd class. 1st gives you full comprehensive, 2nd gives you 3rd party property damage cover plus fire and theft on your own vehicle, 3rd class gives you only 3rd party property damage. The premiums are quite different for the three classes, and you need to watch that you are getting enough cover on the third party damage. Some companies will not insure a car over 6 years old, so you need to look around a bit.

PM me if you want my recommendation for a company.
Cheers
_________________
May you be in heaven half an hour before the devil know`s you`re dead!
Back to top
View user's profile Send private message
prcscct
Legend
Legend


Joined: 23 Mar 2004
Posts: 2792
Location: The 100 acre beer bar.

PostPosted: Sat Feb 17, 2007 9:40 pm    Post subject: Reply with quote

malcolminthemiddle wrote:
I pay around Baht 24,000 per year for private, fully comprehensive insurance, any driver, on my Toyota Vigo which is registered in my wifes name.

To comply with Thai law I understand I only need the mandatory government issued porlorbor 3rd party insurance which costs around Baht 800 per annum and is registered to the vehicle not the owner of the vehicle.


I do the same thing M&M and at the same rate minus about 5,000 baht as I'm using my Thai business friend as owner who has a fleet discount. 1st class insurance is really the best and safest way to go to avoid headaches if problems should occur. Pete Cheers

PS: If you buy a new vehicle, 1st class insurance is usually included for the first year. You then have a good history (hopefully) and a contact to renew for subsequent years.
Back to top
View user's profile Send private message
STEVE G
Legend
Legend


Joined: 03 Apr 2006
Posts: 2279
Location: HUA HIN/EUROPE

PostPosted: Sat Feb 17, 2007 11:34 pm    Post subject: Reply with quote

Pete wrote:
Quote:
just take off the front left and right rear wheels and call it a motorcycle....


Pete, I've a feeling if I let her drive, she would do that herself trying to weave through traffic!
Back to top
View user's profile Send private message
kiwi P
Member
Member


Joined: 24 Sep 2006
Posts: 85
Location: New Zealand

PostPosted: Sun Feb 18, 2007 12:13 am    Post subject: Reply with quote

Can some body recommend a good insurance company for property,contents and motor cycle...


Cheers Cheers Peace Out..
_________________
Every day is a good day 6ft above the ground
Back to top
View user's profile Send private message
Farang
Guru
Guru


Joined: 09 Jan 2003
Posts: 661

PostPosted: Sun Feb 18, 2007 12:09 pm    Post subject: Ins.Co Reply with quote

'
I've had excellent service and experience of the Viriyah Insurance Company during six years.
They are located on the Cement Road, past the Tuesday market and the driving range.
Take Soi 56 from Phetskasem Road, cross the railway and at light hang a left. Drive few hundred meters.
On your left you'll see their yellow sign. Their telephone number is 032-51 51 59.
N.B. Many banks also broker insurance.

On personal & health insurance I don't use Bupa as I consider them thieving, lying bastards who speaketh with a forked tongue.*
I use Allianz. Their local falang representative you'll find at telephone 084 16 17 610 and Thai: 086 083 29 63.

Allianz does it all; health, accident, house, car & rest of the Calamities about to attack you any time soon.

* to put it as politely as they merit.
,
Back to top
View user's profile Send private message
prcscct
Legend
Legend


Joined: 23 Mar 2004
Posts: 2792
Location: The 100 acre beer bar.

PostPosted: Sun Feb 18, 2007 12:30 pm    Post subject: Reply with quote

STEVE G wrote:
Pete wrote:
Quote:
just take off the front left and right rear wheels and call it a motorcycle....


Pete, I've a feeling if I let her drive, she would do that herself trying to weave through traffic!


Please note though, to make it work correctly it has to be in 4WD all the time, only four occupants, and all weighing the same + - 1-2 kilo....LOL. Pete Cheers
Back to top
View user's profile Send private message
Display posts from previous:   
Post new topic   Reply to topic    HHAD Hua Hin Forum Index -> Legal, Visa, Finances & Employment All times are GMT + 7 Hours
Page 1 of 1

 
Jump to:  
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum


HHAD Bangsaphan Expat Hua Hin HHBD Hua Hin Blog Khao Takiab Hua Hin Sport Siam Hotels Hua Hin Golf Hua Hin Guest Houses
Hua Hin Report Classifieds Tourism Hua Hin Hua Hin Websites Web Design Hua Hin Accommodation Hua Hin Observer Hua Hin Taxi Hua Hin Media Hua Hin Property




Terms and Conditions | Common Topics | Search the Forums | Advertise | Contact HHAD

Marketed and developed by Digital Metrix & Hua Hin Media © 2002 - 2008 with technology by phpBB © 2008 phpBB Group
In memory of our friend David Geoffrey Boycott 1965 - 2007 RIP Dr Dave Soul Monsta.
© This website, all of its written content, and many of the images therein are copyright HHAD and Medianet Asia Co., Ltd.
In accordance with the 1998 The Digital Millennium Copyright Act any parties found duplicating content from this website will be subject to legal action.